Prof. A. B. OlaleyeOLAGOKE-SALAMI, Sekinat Olubunmi2026-09-012026-09-012022-09-23https://ir.bellsuniversity.edu.ng/handle/123456789/639x,118pages.:illustration.hardback.Housing is a necessity which everybody clamors for irrespective of social and income status, but due to financial constraint not everybody will be able to have a shelter on their head. Inadequacy in housing affordability have a glaring negative effect on the lifestyle, wellbeing and productivity of the citizens a income of most low- and middle-income households in the country is too low to support the construction of buildings within shorty or medium life span.enAttribution 4.0 InternationalCommercial BanksHousingDissertation